Chapter 264 Yan Jiecheng borrows money

Chapter 264 Yan Jiecheng borrows money
Yan Jiecheng and Yu Li became dissatisfied when they saw that Li Shengli just said two sentences in such a dry tone. Even if the couple had said bad things about you before, if you didn't want to say anything, you could just say that you didn't want to say it. Why were you giving us such a perfunctory response in such a dry tone?

Yan Jiecheng and Yu Li looked at each other, and then Yan Jiecheng said angrily: "I say, Li Shengli, if you don't want to say anything, then forget it, but why are you perfunctory to us like this?"

Well, Li Shengli was speechless, thinking, were these two people taught Chinese by the physical education teacher? His father is a teacher, but he can't even understand these few words. Besides, who do you think you are? You insist on me leading you step by step. How cheap are you?

"Okay, okay, I was just being perfunctory. Get out of here right now and don't come to me if you have any problems in the future." Li Shengli pushed the two people away impatiently and prepared to go home. Do whatever you want.

Yan Jiecheng and Yu Li looked at each other in bewilderment. Could it be that what Li Shengli said was true and they had wronged him?
Li Shengli was too lazy to pay attention to these two people. He learned to be very calculating from Yan Bugui.

After a few days, Yan Jiecheng and his wife decided to open a restaurant. They always envied Li Shengli for bringing money home every day, but they didn't have much money on hand.

"Jie Cheng, if we can't make it, let's ask dad to borrow some money. Dad must be very rich." Yu Li set her sights on Yan Bugui. Yan Bugui was such a calculating person. With such a low salary and a large family to support, he was still able to buy a bicycle and later even a TV. He has no other expenses now, so he has to save a lot of money every month.

"Is it possible? You know what kind of person my dad is. If we go to borrow money, we will definitely have to pay interest." Yan Jiecheng was a little hesitant. He knew Yan Bugui's character well.

"What are you afraid of? After our restaurant is open, will you still be afraid of paying him the interest?" Yu Li didn't care. Just look at how much money the restaurant opened by Li Shengli can make in a month. When her own restaurant is opened, this little interest will be nothing.

"Why don't we let our parents get involved? They can take some shares and we don't have to pay the interest." Yan Jiecheng thought about it and didn't know whether opening a restaurant would make money or lose money. Bringing Yan Bugui along would help him share some of the risk.

"This?" Yu Li hesitated. Neither of them knew anything about cooking. They only knew that the quality of food was very important for a restaurant. Just look at Quanjude and Donglaishun, aren't they famous for their outstanding and distinctive dishes?

If you hire a chef from a factory, the dishes won’t be unique and will only win by quality.

"Okay, we can also share some of the risk." Yu Li turned around and thought, she would provide the money and effort, and Yan Buguiguang would provide the money, and the two of them would have almost the same shares. Even if there was a loss, the loss on her side would not be too big.

"Okay then, we'll invite our parents and others to join us then." Yan Jiecheng was actually still a little worried, fearing that his family's restaurant business would not be good and they would not be able to find such a good chef.

Yu Li didn't care about that little bit of interest, but she didn't expect that Yan Bugui was even more ruthless than the bank.

After the two of them confirmed it, they first inquired about the expenses required for renting a house, buying equipment, etc. After finding out, they came to find Yan Bugui.

"Oh, what a rare guest." Yan Bugui's tone was a little sarcastic. The Yan Jiecheng couple didn't usually come to his place. Now they came to him, which meant they must have something to ask of him.

"Dad, as you know, there has been no work in this bureau. We plan to follow Li Shengli's example and open a restaurant so that Yu Li will have something to do." Yan Jiecheng and Yu Li looked at each other, and finally Yan Jiecheng told them their plans.

"Oh, that's a good thing, but you should come to me for this..." Yan Bugui paused, and then saw the cautious expressions of Yan Jiecheng and Yu Li, as if they were asking for help.

"I see. You are still short of capital, right?" Yan Bugui started calculating in his mind. Yan Jiecheng's monthly salary was not much. After deducting the monthly living expenses, there would be nothing left.

"Yes, Dad, you see, it takes a lot of money to open a restaurant, like the rent and decoration of the restaurant, the pots and pans inside, and the daily purchase of ingredients. These all cost a lot of money. Our savings are not enough." Yan Jiecheng acted pitifully in front of Yan Bugui.

"So you're using my and your mom's retirement savings?" Yan Bugui remained calm. Now that Yan Jiecheng had some needs, he had to take advantage of him. "Dad, we're not using your money for nothing. Our restaurant is about to open. I'll convert the money you two invested into shares. You two can just wait to get the money." Yan Jiecheng was painting a big picture for Yan Bugui, and he looked just like the people in the future who paint big pictures for investors.

Yan Bugui was not moved by Yan Jiecheng's words. He was jealous of Li Shengli's restaurant, but he didn't believe that his son could open a restaurant. Yan Jiecheng and Yu Li were good at planning but they were not good at cooking. He had eaten Li Shengli and Sha Zhu's meals and the taste was impeccable, so he was not surprised that Li Shengli's restaurant could make money.

Yan Bugui sat on the chair, squinting his eyes and looking at Yan Jiecheng who was a little nervous in front of him, wondering in his mind whether this matter could succeed.

"Boss, you only said that you would share the profits with us, but what if you lose money?" Yan Bugui thought of this. To him, this money was their retirement money and he couldn't touch it carelessly.

"Dad, look at what you said. Look, any store out there is making money now." Yan Jiecheng suddenly became a little nervous. He did not say clearly what to do if he lost money.

Yan Bugui looked at Yan Jiecheng and felt something fishy. Although he had never opened a store, he had seen a pig run even though he had eaten pork. Could it be that Yan Jiecheng was planning to put all the losses on him and his wife?

"Boss, if you lose money, your mom and I won't be able to get back our pension money." Yan Bugui didn't believe his son could achieve anything. What Yan Bugui pursued was a stable life.

"Dad, opening a store is risky no matter how you look at it." Yan Jiecheng couldn't make any guarantees, and there were so many things that could be done here. Yan Jiecheng just mentioned that there were risks.

Yan Bugui rolled his eyes. He never did such risky things.

"Dad, if you invest 1,500 yuan, I will give you 50% of the shares. What do you think?" Yan Jiecheng stated his plan.

"Brother, it's not easy for your mother and I to save these pensions, so forget about investing them." Yan Bugui waved his hand to reject Yan Jiecheng's proposal. Yan Bugui always felt that his eldest son was not very reliable. After seeing others making money, he also wanted to open a restaurant without considering his own wealth.

"Dad, can you lend us some money?" Yan Jiecheng realized that he couldn't get investment, so he had no choice but to borrow money.

"Borrow money?" Yan Bugui frowned. This was a matter of life and death. With Yan Bugui's personality, it was not so easy to borrow money.

"I'm not lending it to you for free. Can't I pay you interest?" Yan Jiecheng knew Yan Bugui's character very well. When he saw his father's expression, he knew that he was disgusted with the lack of profit.

"Oh? How much interest will you give?" Yan Bugui became interested. No one in this compound would lend him such a large sum of money, so he had to borrow it himself. He should take the opportunity to earn more interest. Yan Bugui was very cunning. He didn't care who Yan Jiecheng was. He would make as much money as he could.

"I'll pay you according to the interest rate of a bank loan." Yan Jiecheng didn't ask Yan Bugui to waive the interest. He knew that this wouldn't make sense, so Yan Jiecheng mentioned an interest rate that is commonly used for borrowing money nowadays.

"Not right, not right." Yan Bugui shook his head. According to the bank's interest rate, he would be at a disadvantage.

"Then how much interest do you want?" Yan Jiecheng's heart sank. Based on his understanding of Yan Bugui, it was obvious that he was dissatisfied with the low interest rate.

(End of this chapter)