Chapter 212: I won’t be able to rank in this lifetime [Please subscribe! ]

At 23 a.m. on the rd, Gu Jingjing quickly updated her Weibo status, "@全网, announcing a good news, WeChat has reached an agreement with ICBC and other major banks, and will support netizens to bind their bank cards to WeChat."

"From now on, the money in the WeChat wallet balance can be directly withdrawn without transferring it to Xinghuo Payment."

"I strongly remind you that in order to prevent all users from worrying about bank card problems, it is better to apply for a new ICBC card with only a 10-yuan balance and bind it to WeChat. There will be no future problems."

"If you use it year after year, you won't have to worry about losing money."

When Gu Jingjing contacted ICBC's official Weibo account, they spoke out decisively, "Our bank has always been a good friend of Mr. Wang. This time, we are also a sincere partner of Xinghuo, as it involves an epoch-making business cooperation."

"Our bank hereby announces to the entire network that if the cooperation with WeChat goes smoothly, it means that all netizens who have bound their card numbers can withdraw money freely without leaving home, which is a completely different era from the online banking U-Shield."

“Simply enter the amount and password, and withdraw money directly to your mobile phone, or pay for online shopping.”

“@顾菁菁, Ms. Gu seems to have forgotten to announce the release date of the new version!”

Gu Jingjing seemed to be a step late in realizing it, and posted a message saying that the internal test would be launched at 25 a.m. on the th, and netizens would be randomly invited. She once again reminded everyone that it would be best to try to bind WeChat with a newly opened bank card with no money on it.

The situation developed to the point where a large number of internet celebrities including Xu Hongdou, Zhu Suosuo, and Jiang Nansun started promoting it, and the entire internet exploded again.

People in later generations all know that this is a groundbreaking technology. From then on, cash payments became less and less common. People were cheated by counterfeit banknotes, various money-changing tricks in shops near train stations, worn banknotes, or accidentally contaminated by oil stains and ink...

Then there is the epoch-making progress in payment transactions for retailers, and so on.

All of this started with mobile payments and QR codes sweeping the world. Now, Gu Jingjing and Aicunbusun’s successive updates are taking great steps towards this goal.

Ordinary netizens still don’t quite understand the full picture.

But this incident also brought good news to countless netizens, that is, one thing after another, from a spark igniting a fire, to the real world, rich people who like to show off their wealth and like to be praised by others send red envelopes to show off their wealth and enjoy the feeling of being sought after.

Around the Spring Festival this year, many people who don’t use online banking for online shopping, or those who have never used online banking for online shopping... really managed to grab some money in the red envelope grabbing game.

How to use this money? You can pay for phone bills, top up games, buy things, etc.!

But there are also many people who are thinking about how to cash in the money and turn the numbers on the Internet into real hundred-dollar bills in reality!

Another problem is that the 1 billion shopping vouchers were snatched by countless people with good luck and quick hands, but 80% of them had no shopping needs or the goods were not what they described.

Someone wanted to buy a computer and grabbed a refrigerator voucher; someone wanted to buy a color TV and grabbed a four-piece wedding set.

Someone wants to buy a desk and chair, but what he holds is kitchen utensils...

All in all, there are billions of vouchers, involving cash flow transactions with a total amount of tens of billions or hundreds of billions. Many holders do not receive the same goods as described.

How to deal with this problem? ? At present, whether it is WeChat groups, Penguin accounts, Tieba, Xinghuo Weibo, etc., people gather everywhere to exchange, sell or buy some kind of discount vouchers.

You have a voucher for a laptop of a certain brand with a credit limit of 500 yuan, and someone who wants to buy the computer offers 300 or 350 yuan. There is already a huge exchange demand with people arguing and negotiating how to trade.

This again involves how to trade!

The Xinghuo online store has not been established, but a large number of sellers have appeared on Penguin Paipai and JD.com, and some transactions have been completed.

For those who have sold their accounts, whether it is Xinghuo Payment or Tenpay, the balance, shopping or cash withdrawal? This involves those who do not have shopping needs for the time being and want to cash out.

WeChat binds credit card, and digital cash withdrawal is easy on the Internet? This solves the needs of too many people at once.

After all, this wave of red envelope offensive has really thrown out more than 11 billion in cash and card coupons. In the trend of everyone sending red envelopes to relatives, friends, and classmates, a lot of money, definitely more than 11 billion, has been dispersed on the Internet.

It is no exaggeration to say that there are tens of millions of netizens who all have the choice of shopping or cashing out.

The new version of Spark is aimed at this!

After Gu Jingjing’s promotion and publicity, the most direct reaction in reality was... many netizens went to ICBC to apply for new cards.

More than 1% of people are very careful with their wallets, and the remaining % only have a concept of money.

If you want to bind an old card number with money in it, people will be very cautious and dare not try it easily, but if the new card only has a balance of 10 yuan? It doesn't matter.

Things were brewing until ten o'clock in the morning on the 25th.

Spark WeChat Headquarters.

Just 20 minutes after the new version was updated, Wang Chengguang was still sitting in the president's office when he received a phone call reporting, "Boss Wang, almost all of the 10,000 internal test users have linked their bank cards, and 70% of them are cards that can be used for deposits or not."

"Of course, 30% are from other banks... basically all of them are new cards. The speed is so fast. Apart from our own people, only new cards can be so decisive."

Wang Chengguang laughed, "Good news. Next, more than 10,000 netizens, led by a group of celebrities, will show off their bank card balance changes on their mobile phones."

"The cash withdrawal function has completely exploded. The red envelopes received online have become hundreds of yuan bills or other denominations in real life, and they can be spent... This activity around the Spring Festival can be considered a grand end."

The rhythm of the activity is the curtain call.

But this is the beginning of a new era in reality.

As long as payment is safe and reliable enough, its irreplaceable convenience will become a trend. Wang Chengguang himself knows that when you go to a supermarket to shop, you have to wait in a long line at the checkout counter and walk slowly.

It is finally your turn, and suddenly two banknotes appear in front of you for settlement and change. The time you have to wait in line will make you more anxious than the cashier, and you can't wait to rush over to take a seat and help the other party make the change at the speed of light.

De-monetization transactions have not become the absolute mainstream in Hong Kong, Macau, South Korea, Europe and the United States. That's because Octopus, credit cards and other card settlement methods in those places have already dominated the industry system for too long.

The Internet red envelope carnival during the Spring Festival of 2010 was the first time that electronic red envelopes were introduced to the world's attention on a large scale and in a grand manner... From then on, it is estimated that only paper red envelopes during festivals and weddings and funerals will make people rush to the bank to withdraw money.

………………

February 2, Lantern Festival.

When Wang Chengguang arrived at Spark Media's International Trade Center headquarters from Yang Tao's bridal shop on the East Third Ring Road, he saw two girls standing at the gate chatting and laughing with the front desk staff. They quickly greeted him. This was Gu Jia and Zhong Xiaoqin.

It has been quite a while since I last saw these two beautiful girls from Shanghai International Studies University. Wang Chengguang nodded and smiled, "Isn't it the second half of the third year that has just started? Why did you come to Beijing?"

Gu Jia hurriedly said, "We have some business matters, and it feels a bit strange, so we came to consult Mr. Wang."

Wang Chengguang suddenly realized, "Okay, let's go to the office and talk."

After entering the large office, he handed each of the two women a bottle of mineral water, then he smiled and asked, "What business do you find so strange?"

Gu Jia thanked him again and explained, "I have had many business competitions with you, Mr. Wang, in the past. Jack Ma, who is very unruly, acquired an online food ordering and purchasing platform, Ele.me, which was mainly developed in Shanghai before."

"They have been trying to get us together these past few days, wanting Xiaoqin and I to be the promotion ambassadors for the first version of Ele.me. I refused several times, but Jack Ma said that this could also help promote WeChat and payment. If you don't believe me, let me come and see you and ask. You should agree."

"They said that Xiaoqin and I would use our Weibo accounts to post on the Internet to attract traffic to Ele.me. In real life, we would also join the rider group to deliver meals to customers who placed orders. Initially, we could each be given 100 million yuan in promotion fees."

"Of course, it depends on how much traffic our Xinghuo Weibo brings. If the traffic is large and the Weibo platform is widely promoted, 100 million followers per person can rise to 300 million or even 500 million."

"We don't know whether this business is as he said. So we come to ask for instructions."

Zhong Xiaoqin nodded in agreement from time to time.

Wang Chengguang smiled and tapped the table. "Jack is pretty quick."

On the night of the 22nd, Jack stopped him on the road in the middle of the night and tried to invite him to join in the investment. It’s only been a week since he was rejected, and now he’s going to promote it?
Jack still wants to prove himself as soon as possible, he can still do it!

The bank bosses who lent him $15 were also very anxious.

Wang Chengguang smiled and asked, "Has Ele.me launched a mobile client?"

Gu Jia nodded, "It has been launched. It is currently only available near some universities in Shanghai, including Shanghai International Studies University. We have invited hundreds of restaurants to put their stores and various dishes online. If you want to consume, you can either pay with WeChat coins, Spark Payment or Tenpay computer transactions."

"I feel that computer transactions are too troublesome. I have to open the ICBC or similar bank website, log in to the USB key, input the card code, and follow various dynamic SMS instructions... It's not worth the effort to do all this just to buy a takeaway meal."

"Our company's WeChat wallet is the best. You can deposit 100 yuan and spend it 10 times. You only need to enter the amount and a six-digit password."

Wang Chengguang nodded, "Jack is really honest this time. He won't make trouble before he becomes big."

Jack Ma is also a person who has controlled the country's largest online trading platform and online payment platform. If he opens the Ele.me mobile client and also activates functions such as the change wallet and bank card connection... then it will directly attract the Spark Group and the Big Penguin Group to continue to hammer him to death.

Thinking of this, he looked at Gu Jia and the other two girls, "You can take it. Let's set a standard. If Ele.me has 200 million consumer users, I will give you 100 million promotion fees each. If it has 1000 million users, I will give you 500 million promotion fees each."

He suggested that Jack continue on the food delivery platform, which was just like using Big Wang's big data to kill the familiar merchants, consumers and riders, which was too ugly, so he let a big catfish in.

Now Jack's client will also help Spark further expand its smartphone users and further expand the market for change and cash transactions, which is a win-win situation.

Besides, no matter how much promotion fee is given to Gu Jia and Zhong Xiaoqin, Xinghuo will take 50%.

However, Ele.me wants to have 1000 million individual consumer users rather than registered merchant users, which is very difficult. As Gu Jia said, the operation procedures on the computer are cumbersome and complicated. Why go through so many processes just to place an order for takeout?

Most people would not choose that.

Only when the era of mobile payment advanced in great strides and the era of QR code transactions arrived, and mobile payment became so much more convenient, did the business of food delivery and ordering begin to explode.

Just like Lao Wang from Tsinghua University, he spent the entire year of 2010 doing group buying.

There are more than 3 million 3G network mobile phone users in this dimension... A large number of them were brought out in advance by the national red envelopes. Jack's vigorous promotion of Ele.me can at most attract users from this G mobile phone group.

The proportion that can be attracted from the PC side is less than 10%!
Everything went according to plan. Wang Chengguang launched QR code payment in the summer, and with the sweep of the iPhone 4, the number of mobile phone users soared again to 2010 to million in , and Ele.me only managed to capture to million users at most.

You can't expect every smartphone user and every 3G signal experiencer to register for Ele.me. There are many people who have multiple devices and numbers.

Of course, once Jack Ma has attracted 10 million users through Ele.me and ordering takeout through mobile phones has become a new trend, then both external capital and other companies that see the market and want to compete for money will flock in.

By then, let alone Lao Wang from Qingda University, even riding a bicycle or taking a taxi might be something he would try.

Gu Jia replied with a bright smile, "Okay, Mr. Wang, as long as you give the order, we will do our best to promote this project."

She really didn't want to take Jack's business, but was blocked by the other party many times. She came here after being persuaded by Jack that she could promote the Spark Series...

Wang Chengguang laughed, "The business is settled. How are you doing over there lately?"

Gu Jia was excited. "Thanks to Mr. Wang's care, I learned from Sister Yang Tao and the others during the real estate winter and used the background of Xinghuo to buy five houses in Shanghai with a total area of ​​more than 800 square meters. Xiaoqin was too stupid. She only took out loans for two houses with a total area of ​​260 square meters."

"We can earn 100,000 or 200,000 yuan a month by assembling computers. We can even pay our mortgage by renting out our houses. The prices of these houses are rising too fast. I have already made tens of millions."

"This is not only about achieving financial freedom, but also about feeling like I can live my whole life comfortably. Mr. Wang has been so kind to us, and Xiaoqin and I can only work hard to repay him in our next life."

Zhong Xiaoqin finally nodded in agreement and said with a sweet smile, "Yes, Sister Jia said that even if she wanted to marry me, she couldn't get a chance, so she'll have to wait until the next life."

Gu Jia blushed instantly, feeling so embarrassed that she wanted to die.

Wang Chengguang waved his hands speechlessly. "The company is about mutual benefit and win-win. It's not just for you, but for every intern who joins. Don't think too much."

"The company's headquarters has always been in Beijing, and unless something unexpected happens in the future it will not move. But as it grows bigger, it will eventually open branches, and Shanghai will still need you to act as its face and image ambassadors."

Gu Jia smiled and said, "In fact, when Jack Ma approached us many times, he always said that the first people he approached and invited were Zhu Suosuo and Jiang Nansun... Although they are not in Shanghai, they are more famous than us. It's a pity that we can't even meet them."

Wang Chengguang, “…”

Jiang Nansun really has a lot of money!
Zhu Suosuo? He had only one thing to say to Zhu Suosuo: You want to create your own personal sports brand after becoming a champion and a gold medalist. The more advertising endorsements you take now, the more you consume the commercial potential of your personal brand.

(ps: continue to ask for monthly tickets and subscriptions~)

(End of this chapter)