Chapter 209 Conquering the World through Lao Wang [Subscribe please! ! ]

After a while, Wang Chengguang talked to his girlfriends about Netflix and the issue of not exceeding 5%. The $8 million given by ICBC was really too much...

Da Miaomiao asked curiously, "Since diversifying holdings can reduce risks, there are five of us here, including Da Taozi, and there are six of us. Can't each of us hold 6% of the shares? This will cost 2 million US dollars."

Wang Chengguang continued to prepare the ingredients, and told Gu Jingjing and Vice President Xu to send a text message to agree to the mortgage loan priority financing cooperation, and then nodded, "That's fine, but this operation is equivalent to buying the bottom by more than 10%, and the stock price will definitely rise sharply."

"To complete this amount, $4 million is definitely not enough. We need to spend more than $ million."

Tesla went public in the summer, with an initial market value of more than a billion dollars. Three or four hundred million dollars were invested, and it crashed the market again! Musk, who plays with rockets, might abandon Tesla and set up a new company.

The new plate is so popular as soon as it comes on the market, so they open a patent for the empty shell transfer technology and start over. You just wait to take over the empty plate.

But Tesla's original market value was more than a billion US dollars, but by 2021 it had a market value of more than 8000 billion US dollars, a ridiculous 400-fold increase.

Wu Xiaowei was happy. "If you ask Sister Jingjing to help you give birth to quadruplets now, it might still be in time... You also said that Netflix will break 30 billion in ten months, and 100 billion to billion will triple."

"But it's still far from a market value of 100 billion."

Wang Chengguang rolled his eyes. If that was true, then it would be a family asset… No matter whether you got the marriage certificate or not, the child would be registered under the child’s name, confirming the family wealth.

With his face and influence, if you chat or have meals with various statistical agencies, they may rank you third or fourth out of respect.

But even if the other richest people on the list only have tens of billions, it would be too much for you, a billionaire with hundreds of billions, to pretend to be a younger brother. You are still that super famous celebrity entrepreneur.

That would cause the credibility of various lists to plummet.

What is the point of a list without credibility? Therefore, Forbes and other lists will give him a small favor as long as they do not violate major principles or cause big problems.

We will never help anyone who can destroy our credibility.

He has been buying and buying through the Jiahui Global Investment Group. He is definitely a super rich man for Jiahui, but he is also afraid that outsiders will spend a lot of money to bribe senior executives to leak information. As long as the money is enough, anyone working in the capital world can be betrayed!
Unless the top executives of the Canadian exchange rate join him in smashing the coffin of investment... they would rather die than betray him.

Institutions like Forbes can bribe the top management of FX Global and are likely to know most of the truth, but what about those other institutions?

ICBC and CIC know more about their details!!

While chatting and laughing, Gu Jingjing raised her head and waved her phone again, "Brother Guang, Vice President Xu said that as long as you give the nod, there is no rush to sign the contract, and we can do it after the New Year holiday. But he wants to ask if he can come to our group's New Year's Eve dinner party and eat for free."

Wang Chengguang laughed, "Of course you welcome it. It was Xu Xing who handled everything and lent me more than 200 billion RMB in Hong Kong dollars and US dollars."

Xu Xing has become a very helpful friend as the Wang family's assets have skyrocketed to the point where they no longer need to worry about how much money they can make from the Spark Group or whether the mobile phone factory can make money.

Of course, ICBC makes the most money. How many billions Wang Chengguang can mobilize depends on how many shares are pledged. The amount that ICBC's investment department can mobilize is not comparable to what a private boss like him can do.

On the other side, after receiving the response, Vice President Xu drove over with two assistants at 3 pm and brought three cars of small ICBC gifts.

When Vice President Xu arrived at the garden where Wang Chengguang was preparing the food, he smiled more graciously than the Maitreya Buddha, "Mr. Wang, I won't say more. From now on, we are truly a family."

"But I am also a little curious. If Spark Pay is completely integrated into Spark WeChat, does it mean that the two clients are merged into one? It means that one client disappears... Although the disappearance of one client is a strong merger, the valuation will have to be re-evaluated."

Wang Chengguang politely shook his head and said, "I actually have another plan. WeChat and Alipay will be connected to each other, but they will still be two clients. On the payment side, I hope to open a channel similar to the credit card function."

"You also know that young people, whether they are students or workers, are often short of money and will borrow money from classmates and friends."

"But among so many students and workers in the country, only a small number are eligible to open credit cards. If Spark Payment opens a credit card-like advance payment model, the review will be more relaxed than that of a credit card."

He knows that Jiebei and Huabei, which were originally brands of debt-ridden products, have cheated many people and turned countless new generations into debt-ridden people who make advance payments and work hard to repay their loans next month and the month after next. However, if he doesn't do it in the financial field, others will. To put it bluntly, Huabei is a counterpart to credit cards.

How many people in Europe and America have credit card debt? Sooner or later, capital will set its sights on this area. Instead of waiting for others to grab it, it is better to let Xinghuo set a benchmark for everyone.

If he launches a credit card consumption function similar to Huabei, the review of pre-paid money will definitely be stricter and the credit limit will not be too large.

Because he knows that an ordinary person living in the world will really encounter a situation where a penny makes a hero fail, and they need money for emergencies rather than poverty relief... He still hopes that Xinghuo Payment can provide a little help to most netizens who are short of money for emergencies at critical moments.

It's the kind of situation that you can get back to next month without any difficulty.

No matter whether you are a student or a working person just starting out, there are too many people who live paycheck to paycheck and are just a little short of spending the month at the end of the month. The Huabei model that Xinghuo Payment wants to launch can provide a little bit of emergency relief at the end of the month.

Then, we will use Weibo platforms, WeChat mouthpieces, etc. to try to guide the young generation born in the 1980s and 1990s not to fall into the situation of multi-platform circular borrowing and becoming debt slaves.

The phenomenon of credit card slaves has been prevalent since 2007. On average, there are 6 credit card slaves for every people with the ability to generate income.

The original track is Zhifubao, Baitiao and Dai. It is said that the Internet giants are all lending in the end... It is a transplant of the Internet online version of the European, American and Hong Kong card slaves.

The Xinghuo payment platform has been separated and we hope to guide netizens to only make a small advance payment in case of emergency at the end of the month, and to consume rationally at other times.

This also requires Olympic sports superstars and various charity goddesses to guide the direction.

Vice President Xu's eyes lit up when he heard this. "Sure, Xinghuo... change is change. Change or transfers between acquaintances and New Year's red envelopes are controlled on WeChat."

“Since Spark Payment can even replace credit cards, what about lending?”

Wang Chengguang said cheerfully, "I may contact you for loans, but I still hope to control the amount. I will only help those who are in urgent need of money and have trouble going through the loan process at the bank to use loans that are more convenient to apply for."

"It's just that this standard is difficult to get right. If you need to verify your property, car, etc., the loan amount will be slightly larger. This online review is really not as reliable as the bank's."

"But if they don't verify the capital, they will definitely lose money if they lend money randomly. It's easier to replace credit cards. You just need to be a normal and healthy person, bind your mobile phone number and ID card, and you will be given a credit limit of 300 to 500 a month. At most, it can be an emergency fund to worry about food and drink at the end of the month, but it can't be of much use."

"If you borrow three to five hundred a month, you won't have to do anything to default on the debt, and it's also easy to collect."

"The various aspects involved in lending are really too huge..."

Vice President Xu was delighted. "This problem is not impossible to solve. After all, our ICBC loan department is full of experienced people and professional review teams."

ICBC needs WeChat to have 20% and Alipay to have 10%. There is no way that there will be no chance to buy more in the future. As Wang Chengguang said, once a transaction is made, this number is just the starting transaction amount. Vice President Xu is also very confused. As time goes by, WeChat Spark launched the change red envelope and interacted with Alipay. This is ridiculous, as if it is going to completely replace the functions of banks...

In addition to a few large banks, how many city banks, credit unions, etc. are there in China?
My goodness, you want to destroy everything with just one phone and one software? Fortunately, they have already boarded the car, and their say is not low. Even the major shareholder behind the scenes, China Investment Corporation, has boarded the car! !

In a completely legal and compliant business environment, the Spark Group has played out today's situation. If Mr. Xu from ICBC had not come today, other bank bosses would have run away quickly.

The next moment, Vice President Xu smoked a cigarette and said with a smile, "Boss Wang, let's talk slowly and carefully at the beginning of the year. We can talk anywhere."

"No wonder you returned to your hometown to open a mobile phone factory. You never thought about making money from it. Not to mention that you made a lot of money by bottom-fishing in the stock market outside. It's more than three or four times the 319 billion you announced."

"Take the Spark WeChat and payment as an example. In the next one or two years, they will change the national consumer transaction habits! Don't worry, whether it is the payment license or other related troubles, ICBC and Spark will shoulder it together and go through it together."

This Xinghuo Old Wang is so outrageous and evil that it feels like his entire existence in the world is the biggest unscientific thing.

This is not just the feeling of Vice President Xu.

However, Wang Chengguang has given himself too many buffs. Not to mention the popularity of Hongge, after he blew himself up, he became known to the whole world as the most iconic and representative Chinese dream in China...

Apart from being a bit fickle, he has always been operating within the legal and moral standards, and the first pot of gold he made was clean and impeccable.

Businesses all hope to include all formal employees in Beijing in the average annual salary standard for employees in Beijing, and their rest benefits can also be benchmarked. When they return to their hometowns, they also build factories in a welfare-oriented manner.

Wang Chengguang is the biggest idol of the rich leading the poor in this intersection around the 21s.

He is not the only one. As far as President Xu knows, there is another successful person who runs a supermarket in Henan Province.

But when the scale effect is expanded to this level, the number of people and wealth receiving benefits from King Spark will reach a whole new level.

What kind of halos are these?

………………

New Year's Eve arrived as scheduled.

As the traditional Spring Festival Gala began, a rain of sparkling WeChat red envelopes swept across the world.

If there were a specialized statistical agency, it would probably find that the ratings for this year's Spring Festival Gala were still very strong, occupying as much as 38% of TV screens.

But now in the greater China, every household has countless people sitting in front of the TV or at the dining table, and many of them are holding their mobile phones and clicking excitedly.

The nationwide red envelope rain is definitely not something you can only see by joining a group chat. As soon as you open the screen, red envelopes filled with a festive atmosphere will float down and sway, waiting for groups of people to quickly grab them.

If ten years later... every time a smartphone app opens the screen and gives you something to show you, even if it's a red envelope, countless users will complain about it, curse in their minds, and be so annoyed that they just want to never see these things again.

That is the true experience of users who are disgusted by the countless cheap packages and gimmicks, and ruined by the routines!

But this is the first time for a mobile phone red envelope!
For the first time, the entire nation and the entire Internet were exposed to these shocks. Red envelopes fell from the screen. Some of them were limited to 50 people, and the big envelopes were 2000 yuan each.

Some are limited to 100 people, and a big bag costs 5000 yuan!
A bag with 50 shopping vouchers was mixed in, and a limited number of people were competing for it.

When the first round of red envelopes rained down, thousands of Chinese households were busy swiping their phones until the screens were almost smoking. Then, the lucky ones with super fast hands either cheered and laughed in surprise, or gritted their teeth in anxiety and hatred, hating themselves for not living up to their expectations.

Just like Wang Chengguang said, rich people don’t really care about the red envelope amounts of a few yuan or dozens of yuan. What they are showing off is their luck, hand speed, etc. in the circle of friends.

Ordinary people, say those who are working as migrant workers in Zhengzhou or Beijing, working as waiters or internet cafe salesmen and earning more than 800 or 1,000 yuan a month, are the ones who really hope to grab a big red envelope. It would be great if they can grab dozens at a time!

How many people working in game studios, earning coins in online games and cashing out on the Internet, can’t even earn 50 yuan in cash after working all night!!
There are still countless professional players staying up late.

The first wave of red envelope rain from the Spark Group caused thousands of households to burst into all kinds of howling laughter or cursing.

If you don’t know, you might think this is a Spring Festival Gala program...it’s so bad.

………………

February 2, the first day of the Lunar New Year, early in the morning.

Wang Chengguang was lying on his back while Wu Xiaowei was fucking him, sending text messages and WeChat New Year greetings. Gu Jingjing came over excitedly, "Brother Guang, the total number of WeChat users has exceeded 2.2 million. The number of users increased by 2000 million yesterday on New Year's Eve. According to statistics, we had nearly 2500 million mobile users yesterday."

One hundred million cash red packets, with an average of more than thirty yuan each, is not much when calculated. That means there are more than 200 million users on the Internet who have shared the cash red packet rain.

There is a lot of overlap, for example, those with fast hands got it multiple times.

This number of people is insignificant compared to the hundreds of millions of netizens, but as long as the trend continues, the topic will continue to dominate.

Wang Chengguang smiled and said, "We are already on the way. Starting from noon today, I will also have to go to the bank. Fortunately, someone will lead me. You can ask the Weibo department to attract more traffic and promote the Weibo accounts of users who grabbed thousands or hundreds of yuan in red envelopes last night. Let them flash on the homepage."

"Let them become famous and attract fans one by one through good luck and fast hands."

"Continue to send red envelopes in the internal groups of enterprises. For example, the city of Zheng gave us three shifts to build a factory. Send out a few more rounds of red envelopes in the group."

Xinghuo WeChat has already sent out red envelopes to all people, and it can send more to its own employees. Other companies, if they want to become popular, will definitely use this function to reward their employees.

This is real money!!

Some relatives, friends or acquaintances also like to play the red envelope grabbing game.

As long as you dare to launch it, users will dare to open 3G network, buy WIFI and buy smart phones!

Gu Jingjing nodded excitedly. She was just average in her ambition to succeed, but looking at the glory of the previous Penguin Empire, she had also witnessed the rise of the Spark Empire with her own eyes.

Even the least ambitious person would feel proud of it, not to mention that she can just ride on Lao Wang at will.

This means that she can also conquer the world through Wang Chengguang's platform!
(End of this chapter)