Chapter 6 Failed Investment

Among the five subjects in the high school entrance examination, the Chinese test paper is the kind that, even if you know all the questions in advance, it is still impossible to get full marks.

Not only is it difficult to get full marks on the essay, but questions like reading comprehension are also difficult to get full marks even if the original author writes them themselves, let alone Li Luo.

But even so, Li Luo, who possesses the memory palace, still has the advantage.

After all, for questions like multiple-choice and fill-in-the-blank questions, he had prepared the answers early on, so he could write them directly when he got the test paper.

This saves him a lot of time, allowing him to face reading comprehension and essay writing more easily.

In this way, even if it is the Chinese test paper with the smallest chance, Li Luo is confident that he can get a three-digit score.

Compared to the past when I could only score 70 or 80 points, isn’t that pretty stable?
but.

"You just finished one exam, how can you be so sure?" Lin Xiuhong waved her hand and said, "Go home quickly and let Xixi help you with math. Your dad and I will go back to cook."

"Xiuhong, are you leaving now?" Zhang Xuefen also picked up her son at this time and led him over, "Chunchun, this is your aunt, uncle, and cousin, say hello."

Li Luo looked at his cousin Wei Chun and saw him greeting politely with a helpless look on his face. He then looked at Zhang Xuefen and frowned slightly.

"Yes, I have to go home and cook." Lin Xiuhong responded, "You should also take Chunchun home early to have some rest. The children have exams in the afternoon."

"That's right, Xiuhong, you guys go and get busy." Zhang Xuefen smiled and pretended to be reserved, "My husband Wei loves me so much that he had to hire a nanny to cook for me, which left me at home with nothing to do every day."

Li Luo looked at Zhang Xuefen speechlessly, then quickly took his mother's hand and walked forward: "Mom, I'm hungry, let's go home, goodbye, aunt!"

As a result, just after walking one block forward, a red Audi came up from behind, and the window was rolled down to reveal Zhang Xuefen's smiling face: "How about I give you a ride?"

"No, no, we'll be there one block ahead."

"Okay, see you this afternoon."

Watching the red Audi driving away, the family returned home in silence.

Ying Chanxi followed in and quickly pulled Li Luo back to the bedroom, only then did he breathe a sigh of relief.

"Who is that auntie? She sounds so annoying."

Li Luo's mouth twitched: "A cousin who loves to show off is considered my mother's mortal enemy?"

When Lin Xiuhong was young, she was the most beautiful girl in the village.

She was born beautiful, sensible and obedient. She was the only girl in the village who was admitted to the junior high school in the town.

Although Zhang Xuefen was also good-looking, she was often outshined by Lin Xiuhong. Whenever people talked about the girls in the village, she was always outshined by Lin Xiuhong.

After graduating from junior high school, Lin Xiuhong learned how to make clothes from an old tailor in the village. She soon inherited the old tailor's mantle and made a lot of money.

When many families need to make new clothes for the New Year or other festivals, the first person they look for is Lin Xiuhong.

At that time, Lin Xiuhong was only seventeen or eighteen years old, but she was already a wealthy woman in the village. She used the money she earned from being a tailor to buy a small shop, and her business was very prosperous.

In comparison, Zhang Xuefen is much worse.

So much so that later, when she was lucky enough to find a good husband, whenever she saw Lin Xiuhong, Zhang Xuefen couldn't help but come over and show off.

Of course, if that were all, it wouldn’t matter.

But Zhang Xuefen's appearance reminded Li Luo of another related incident, and his face darkened a little.

But the high school entrance exam is coming up, so you should study hard first.

……

"Where are your books for political history?"

After lunch and nap, Ying Chanxi ran to Li Luo's room and asked.

Li Luo rummaged through his schoolbag and pulled out a few books.

After flipping through Li Luo's textbooks, Ying Chanxi sighed speechlessly: "What are these..."

The political history class for junior high school students in Yuhang City combines courses such as ideology, history, and politics into one course.

The total score is only 50 points, and it is an open-book exam.

But Li Luo's textbooks were almost all filled with all kinds of strange and bizarre things drawn by him.

Some unimportant pages were even torn off and used to make paper airplanes.

Although they are all open-book exams, there are huge differences between different people's textbooks.

"Ahem... As long as it's usable." Li Luo looked at the very childish paintings on it, feeling somewhat embarrassed.

But for a 35-year-old man, history and politics are one of the few pleasures in daily life.

Even if there was no open-book exam and no memory palace, the course of political history was definitely his best subject.

But Ying Chanxi obviously didn't think so.

She threw Li Luo's textbook aside, then ran back to her home. After a while, she came back with a few books and stuffed them into Li Luo's hands.

"Well, just use mine."

A very beautifully wrapped textbook basically fell into Li Luo's arms.

He lowered his head and looked through it.

The beautiful and small handwriting on the blackboard is pleasing to the eye.

There are also marked papers of various colors on the page turning area, with dynasties and key points written on them. When needed, you can just turn the page and find the content you need.

Much more convenient than flipping through a catalog.

Li Luo looked at the textbook in his hand, then at the tattered books on the table, and then stuffed Ying Chanxi's textbook into his schoolbag without hesitation.

"Then I won't be polite."

……

Five o'clock in the afternoon.

The bell for the end of the third subject of the high school entrance examination, political history, rang.

Li Luo walked out of the examination room and saw from afar his father Li Guohong standing under the shade of a tree not far away, chatting with someone.

Lin Xiuhong and Ying Chanxi were at home cooking dinner and didn't come. After finishing their math test and meeting Li Luo, they went home to buy groceries. So Li Guohong was the only one waiting for him.

At this moment, in addition to Li Guohong, there were also his aunt Zhang Xuefen and uncle Wei Dongrong.

"Yes, ten percentage points per year."

"With such a high interest rate, why did you come to me?"

"We are all relatives, so we will definitely bring you together for a good project. Have you ever seen anyone in the real estate industry lose money these days?"

"Old Wei, you make a lot of money. My family is just doing small things. We only have so much money in total. We have to save it for buying a house for our son in the future. We really can't afford to spend it."

"Oh, there's no rush. Let's just chat first. Then I can take you to see the project. It's guaranteed to be profitable."

"Okay, I'll have to think about this, after all, it's such a huge sum of money."

Li Luo walked up to Li Guohong and greeted his aunt and uncle. He vaguely heard the content of their conversation, frowned immediately, and looked at each other obscurely.

When Li Guohong saw Li Luo, he temporarily stopped the conversation, waved goodbye to Wei Dongrong, and took Li Luo home.

"Dad, what are you guys talking about?"

"Nothing." Li Guohong shook his head. "Don't worry about adults' affairs, just focus on the exam."

Li Luo curled his lips helplessly. At the age of only 15, he really did not have much say in front of adults and elders.

If it was just an ordinary matter, Li Luo would naturally not bother to care.

But after seeing his cousin Zhang Xuefen and his cousin Wei Dongrong again just now, Li Luo immediately fell into memories.

When I first went to school, I had no idea about my family's financial situation.

It was not until two or three years after graduation, when I was having dinner and drinks with my father and chatting, that I learned that when he was just in high school, his family had invested in a relative's real estate project.

At the beginning, it was said that the minimum investment could be 100,000 yuan, and the interest rate would be 10% per year.

Although Li Guohong was tempted at first, his family had been running a breakfast shop for more than ten years and had saved only about 600,000 or 700,000 yuan by living frugally.

So he only invested 100,000 yuan a year at the beginning.

But after one year, when the loan was due, I got the 110,000 yuan back, and actually received 10,000 yuan in interest.

Both Li Guohong and Lin Xiuhong could not resist the temptation.

After all, if I had invested all the 600,000 yuan I had on hand a year ago, wouldn't that be 60,000 yuan in interest?
This trip back and forth means several months of extra income!

What happened afterwards was naturally a mess.

After all, Wei Dongrong’s main business was not real estate. He was just lucky and managed to buy a piece of land through his connections.

Be it fund management or project planning, everything is a mess, a pure makeshift team.

The house was unfinished, the company went bankrupt, and the money invested by Li Luo's family was stuck there. When he was 35 years old, he was still arguing with the matter. The principal and interest of more than one million yuan were still not recovered.

Li Luo was still young at the time and had no idea about what was going on at home, and his parents would not discuss such things with a little kid like him.

But now that he had the chance to do it again, Li Luo naturally couldn't let this happen again.

The only difficulty now is...how to make my parents believe what a 15-year-old child says?
Li Luo has a headache.

But fortunately it’s still early.

My cousin probably just happened to run into him today, so he pulled Li Guohong over to have a chat.

If you really want to decide to invest, it will definitely not be decided in a short period of time.

Li Luo sighed and stopped testing his father, planning to do well in the high school entrance exam first.

At least I can get better grades, so that I can have more say in front of my parents.

At least he had to let his parents know that he had reformed and was no longer the naughty and rebellious boy who knew nothing.

……

When I got home, dinner was ready.

Li Luo watched Ying Chanxi walk out of the kitchen wearing an apron and holding a dish in her hands. She had her hair tied into a bun and sweat was faintly visible on her forehead, which made him a little dazed for a moment.

He put his schoolbag back into the bedroom and took a few tissues.

Ying Chanxi took it in surprise, wiped it briefly between his cheek and neck, and then looked at Li Luo: "When did you become so careful?"

"Just thanking you." Li Luo rolled his eyes, then returned to normal, "Your textbook is very useful. Anyway, thank you very much."

Even though Li Luo had a memory palace, he had never read through the political history textbooks even once.

So even if he wanted to look up his memory, he might not be able to find the corresponding textbook content.

Fortunately, the contents of the political history exams in junior high school were very simple, and with the help of Ying Chanxi's detailed notes and neat and tidy textbooks, Li Luo was able to pass the exam without any danger.

"You're welcome." Ying Chanxi said with a smile, "As long as you can get into a regular high school, I will have repaid Aunt Lin for her care for me."

"I think you can set your expectations of me a little higher." Li Luo coughed twice and laid the groundwork in advance, "For example..."

"For example, Yingcai? Or Shulan?" Ying Chanxi cited a few local high schools that were a little famous. "If you can get into No. 2 High School, you'll be really great."

"I think people should still have some dreams." Li Luo said seriously, "For example, the No. 1 Middle School?"

"Dreams are beautiful." Ying Chanxi patted his shoulder, "Good luck to you, let's eat first."

"If you can get into the No. 1 Affiliated Middle School." Lin Xiuhong came out with dishes and chopsticks. When she heard what Li Luo said, she immediately laughed and said, "I will agree to buy you the smartphone you wanted before."

"Mom, why don't we just forget about it? I can pretend I didn't hear it." Li Luo sat down at the table and said seriously with a straight face, "Smartphones are so expensive nowadays. I'm so sorry to let you spend money."

"Shut up and eat." Lin Xiuhong slammed the chopsticks in front of him, "If you have the ability to get into the No. 1 Affiliated Middle School, what conditions can I not agree to?"

"Then I have only one condition. Promise me that you will be gentle to me in the future. This way, I will age more slowly."

"roll."

　[Failure Diary]: I hereby declare that the background of this book is a parallel world, with many magical changes, so please do not connect it with the real world.

　　
　
(End of this chapter)